What is the Universal Credit Grant?
Support for those who are unemployed or on a low income
Universal Credit Grant, is for those who are facing financial hardship and difficulties. If you are unemployed or on a low income you can apply for monthly payments. Those who claim Universal Credit (also known as UC) can access other grants such as schemes like ECO4 or the Great British Insulation scheme, which helps finance heating and insulation helping to cut costs. Council Tax Reduction is another helpful way to lower monthly outgoings.
What Grants Can I Get on Universal Credit?
Available grants and financial assistance
Heating & Insulation
To help ease the burden of the cost of living, the ECO4 Scheme and the Great British Insulation Scheme (GBIS) provide free insulation and heating upgrades to those on Universal Credit. ECO4 improves overall energy efficiency, including heating, while GBIS focuses on free insulation, both aimed at lowering your energy bills.
Childcare Grants
By providing support for childcare expenses, including early years education and tax-free childcare, parents are enabled to take up work or education, improving family stability and allowing for better opportunities.
Housing Grants
Your local council plays a key role in reducing housing expenses during periods of lowered income by offering council tax reductions. Additional support, such as assistance with rent, mortgage interest, and home adaptations, is also available.
Health Based Grants
For those individuals with health conditions, additional support is available to cover medical equipment, treatments, and disability adaptations. Consult the NHS website for application procedures. Additional support during cold periods could come in the form of Cold Weather Payments from your energy supplier.
Council Tax Reduction
If you’re on a low income, you may be able to reduce your council tax bill through the Council Tax Reduction scheme. Whether you’re working, self-employed, retired, or receiving benefits like Universal Credit, you could be eligible. As long as your savings are under £16,000 and you’re responsible for the council tax, you can apply directly or through your Universal Credit claim.
Training and Education Support
Individuals are able to access financial aid for educational pursuits, such as courses, training, and materials, through certain benefits, this also helps with overall budgeting and saving.
Additional Support
To ensure individuals and families receive the extra support they need, a variety of assistance options are available during the last assessment period. This includes financial support through maternity grants, hardship payments, support allowances, and living payments. Housing expenses are addressed with support for rent, mortgage interest, and home adaptations, as well as council tax reductions. Assistance with legal costs is also provided.
How do Universal Credit Grants Work?
Once your personal circumstances are confirmed as eligible, we look at the set up of the property’s heating with a Retro Fit Assessment and help the owner / tenant understand the options available to that home.
How to Apply for Universal Credit Grants
Homeowners receiving Universal Credit have a strong chance of qualifying for the Great British Insulation Scheme or an ECO4 grant. Finding out if you’re eligible is simple use our simple application process. If you qualify, an Energy Grant Finder advisor will contact you to arrange a survey, ensuring all OFGEM requirements are met before any installation. This streamlined process is designed to help you lower your energy costs through home improvements. With just a few clicks, you could be on your way to a warmer home and reduced energy bills.
